How to Check Your Drug Costs
To access the plan’s Real-Time Benefit Tool, also called Check Drug Cost & Coverage tool:
- Go to Caremark.com.
- Sign in or register if you don’t have an account on Caremark.com.
- Click on “Check Drug Cost & Coverage” in the top right of your screen.
- Enter your drug name.
- Select the dosage.
- Change your pharmacy information as needed.

Coverage Overview
Your medications covered by SilverScript
Additional medication coverage by Pfizer
Network vs. out-of-network pharmacies
Options for Filling Your Prescription
The plan has a network of pharmacies, including retail, mail-order, long-term care and home infusion pharmacies.
To find a network pharmacy near where you live or travel:
- Use the Pharmacy Locator Tool
- Call SilverScript Customer Care
SilverScript has preferred network retail pharmacies where your costs will be lower. When you use a preferred network pharmacy, the cost of your medication may be lower, making your coinsurance lower.
Please note: After the mail order pharmacy receives an order, it takes up to 10 days for you to receive the shipment of your prescription medication. You have the option to sign up for automated mail-order delivery.

The Medicare Prescription Payment Plan
This is a new payment option offered by all plans with Medicare prescription drug coverage. It lets you spread your costs for covered prescription drugs over the rest of the plan year. There’s no cost to join. And you don’t have to sign up if you don’t want to.
Want to opt in to the Medicare Prescription Payment Plan?
If you’re a current member, log in to your secure member website https://www.caremark.com/mppp to opt in.
Rather opt in by phone? Call us at the number on your member ID card. You can opt out online or by phone, too, at any time.
Due to legislation in Arkansas, effective January 1, 2026, you may not be able to utilize the following services within the state of Arkansas, unless a court takes action: CVS Retail, CVS Caremark Mail Service, CVS Specialty, and OMNI Care long term pharmacies.